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Summer Essentials: good offers for the plans you no longer postpone this summer

MONEY MANAGEMENT
20 July 2026
READING TIME: 3 MINUTE
Summer Essentials: good offers for the plans you no longer postpone this summer


There are summers that pass you by and summers in which you finally start checking off the things you keep postponing.

Summer in which you leave for a city break. Summer in which you take the phone you have been watching for months. Summer in which you start looking for the right house. Or summer in which you say "enough" to the plans always left for later.

For all these, I have prepared Summer Essentials, a selection of offers that help you take the step from „maybe sometime” at „I made”.

For plans that start with a purchase

Maybe you put on the list a last-minute festival with the gang, a new bicycle, a phone or simply the shopping that you have been postponing.

Up to 31 July, if you choose a card Star Gold or Star Forte, you receive 150 lei bonus in Star points.

In addition, you enjoy benefits that offer you more flexibility:

  • up to 18 installments without interest at partner merchants;
  • Star points for the full payment of purchases (1 Star point = 1 leu)
  • access to the largest network of Star partner stores in Romania;
  • simple administration directly from BT Pay

If you choose Star Gold, you also have useful benefits on vacations:

  • travel insurance included;
  • access to the Business lounges in the airports of Cluj-Napoca and Bucharest.

For the moment when you start looking for "home"

Sometimes, summer also comes with bigger plans. Maybe you have found the right home. Maybe you want more space. Or maybe you are looking for a better option for the credit you already have.

Until July 31, you can benefit from:

  • fixed interest from 4,89% in the first 3 years;
  • fixed interest variant 5 years, from 5,25%;
  • 0 lei analysis commission;
  • until 2,000 lei for notary fees if you refinance a loan from another bank.

In addition, you have cost stability in the first years and the possibility to apply together with a codebtor.

For plans that can no longer wait

Maybe it is about a renovation. A professional course. A vacation that you have postponed for too long. Or an important expense that appeared unexpectedly.

Within the Summer Essentials campaign, you have:

  • 0 lei analysis commission on the personal loan;
  • fixed interest;
  • financing of up to 250,000 lei;
  • 150 lei bonus in Star points if you choose the package with Star card.

If you need more flexibility for everyday expenses, you can also choose overdraft, with up to 6 available incomes, without analysis fee and without administration fee.

Summer in which you begin

Important plans never appear at the perfect moment. Most of the time, the difference is made by the first step. Maybe it is the vacation you've been thinking about for weeks. Maybe it is the house you are looking for. Maybe it is the personal project you have postponed until now.

Summer Essentials is about taking the decisive step for yourself and what you desire. And until July 31 you have offers that can help you turn plans into reality.

Discover all the details and choose the right offer for you directly on the campaign page 🍹 Summer Essentials • Bank Transilvania Offers 🏷️.

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Dress code: Grammy Awards
Get your Star Forte by November 15, use it for shopping, and you could win an experience for two at the 2027 Grammy Awards.
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