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BT Pay Savings Account: Set Money Aside Effortlessly

BT PAY
October 23, 2026
READING TIME: 3 MINUTE
BT Pay Savings Account: Set Money Aside Effortlessly

The vacation on your wishlist, the concert tickets you don’t want to miss, a new phone, or simply some money set aside for unexpected days. Whatever you’re saving for, it’s easier when you have a separate place to keep your money.

That is why a savings account It is a flexible option that lets you set money aside easily, at your own pace, and have it available whenever you need it. And everything can be managed directly from BT Pay.

A piggy bank for every plan ✨

A city break? A concert? Next year’s holiday? Or maybe that fund for “just in case”?

With a savings account, you don’t have to choose just one goal. You can open as many savings accounts as you want and name them according to your plans, so it’s easier for you to track what you’re saving money for.

Basically, you can have a piggy bank for "Rome City Break," one for "Big Vacation," & so on.

Save as much and whenever you want

The savings account is designed for flexibility. You can deposit or withdraw money anytime, and you have permanent access to your savings. You don’t need to choose a fixed period upfront for the money to stay in the account.

To open an account you need at least 100 lei or 100 euros, and the account has no administration fee.

And there is one more thing: you earn interest on the money in your account, paid monthly on the account anniversary, with the rate varying depending on the amount saved.

You're getting into the habit of putting money aside

Sometimes, the hardest part of saving is not starting, but continuing. That’s why you can set recurring saving, so you can consistently set money aside for your plan.

The amount can be what you choose to save each month after your salary or a smaller sum that you hardly notice in your budget. The important thing is that saving starts to become a habit, not something you have to remember every time.

Everything, directly from BT Pay 📱

Savings accounts are available in BT Pay, alongside other BT savings products. From the app, you can see how much you have saved and manage your savings accounts all in one place.

And if you want to explore other ways to save money, BT Pay also offers you term deposits or Round Up, the option that lets you save automatically when you shop with your card.

For today's plans and those of tomorrow 💛

You don’t need to start with a large amount or have the perfect plan from the beginning. Sometimes, the first step is simply setting aside the first 100 lei.

With savings account, you can organize your savings just like you organize your plans: little by little, steadily, and at your own pace. And when that "maybe someday" turns into "let's do it," the money you've set aside is already there.


See you in BT Pay. ✨

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