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What you need to know about the Products section in the new BT Pay?

BT PAY
October 12, 2026
READING TIME: 1 MINUTE
What you need to know about the Products section in the new BT Pay?

More to do, one BT Pay 💛

BT Pay has long been more than just payments and transfers. The app offers a wide range of options to help you manage your money and plans: from accounts, cards, savings, and investments to loans, insurance, or things you simply want to handle quickly.

From the app’s new design, you get super quick access to all your products: find the button Products in the bottom menu (navigation bar). 📲

Accounts and cards in the app

You see all accounts your, open others we in 14 currencies and, in plus, you issue cards physical or virtual in lei, euros or dollars, including with design animated or UNTOLD.

Savings

With safety find version that more hello for you to put money aside 💰:

  • Round Up: of each date when you pay, round up automatic amount at a multiple of rounding chosen by you and difference direct merge in account yours of savings Round Up, which are and interest. Again if want to save and more many and more quickly, you have access to Round Up Accelerator.
  • Deposits at maturity (in lei, euro and dollars): you choose period of the deposit, between o month and 36 of Monday.
  • Cont of savings (in lei and euro): can you open how many accounts of savings want and you have access always to money. Psss… with how much save more many, with that's all ai interest more large.
Savings

Investment Funds

You can choose from 14 investment funds, starting with any amount you want. Plus, you get an overview of your investments and can set up recurring investments, all within a secure legal framework and regulated products.

Investments in the stock market

You can open an account in just a few minutes and invest in companies listed on the stock exchange, both Romanian and international, through BT Trade. You build your portfolio at your own pace and can even invest regularly.

BT Romania ETF

You get access through a single investment to the most important Romanian companies listed on the Bucharest Stock Exchange. You benefit from diversification, enjoy a preferential trading commission of 0.25%, and can also set up recurring investments.

Pensions

From today, you can build your future more easily than ever. Choose one of the voluntary pension funds Pensia Mea or Pensia Mea Plus and join directly through BT Pay, with a minimum contribution of 50 lei. And if you have the mandatory, privately managed Pillar 2 pension with BT Pensia Noastră, you can check anytime how much money you have saved, also from the app.

Loans

If you have need financing, can you get a loan of needs personal or a 100% online overdraft. For any ai need.

Insurance, RCA and road toll

Insurance for trip, of residence or for line credit? Them find in BT Pay. All here, in section Car find and The RCA or rovinieta. 📲

SIM & eSIM

  • SIM: top up your Orange, Vodafone and Telekom prepaid card for numbers with a Romanian prefix
  • eSIM: quickly get the plan that suits you best, with no extra trips or complicated settings. You can choose data plans for over 200 destinations and pay directly with your card.
SIM & eSIM

Offers, Donations, Prizes on the Move

🎁 From the app do more many than banking: if you are in search of a good deal, can you discover offers available at partners our from all country; can you dona către Your NGOs favorites, but te can you insure and as you do number daily of steps… for which you receive and awards.

BT Pay Kiddo

For plans large a of those small: BT Pay Kiddo is place in which those under 18 years old make first steps in management money, in-a way simple and easy of understood. Pay online, his I see history transactions, cer money to parents and friends, have cards virtual… and learn to se descurce with money. În all this time, parents him can accompany and guide of almost, directly from BT Pay. 😊

On short, or as want to chick money aside, to you invest, to depart in vacation or pur and simple to more cut something from list of „to do”, can you start directly from BT Pay. 🙌

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Extra benefits in Banking
The sale season is coming. So, we thought we'd also put at your disposal special banking offers: cards with up to 250 lei gift, reduced fees on loans, investments and insurance.
Learn more
Extra benefits in Banking
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