You receive & send money instantly – via QR code or phone number. Simple. Sure. Free.
What is RoPay? With RoPay you can send and receive money instantly through BT Pay, even between accounts of clients of other banks. It only needs to be banks participating in the RoPay service. Everything is super simple and you are always safe. Through 2 methods:
- QR Code
- Phone number (RoPay Alias)
What benefits do you have?
- Instant transfer: money arrives in the account in just a few seconds
- Available 24/7: operates including on weekends and holidays
- Zero commission for individuals
- Without IBAN or other details: you only need a QR code or phone number
- Interbank: works between all participating banks
How do you use RoPay in BT Pay?
You send money to a friend with the QR code
- Open BT Pay → the "Accounts" tab → the "More" option → "RoPay" → "Send money via QR"
- Scan the QR code generated by your friend, it must be next to you
- Check the details → Authorize → Done! The transfer is made immediately 😊
You receive money with the QR code
- Open BT Pay → the "Accounts" tab → the "More" option → "RoPay" → and choose "Receive money via QR"
- Enter the amount → Choose the account → Generate QR code and show it to the person who needs to send you money
- The payer scans → Confirms → The money arrives immediately 😊
Send money to a friend based on the phone number (RoPay Alias)
- Open BT Pay → the "Accounts" tab → the "More" option → "RoPay Alias"
- You choose the contact of the person you want to send money to or enter a new number
- You enter the amount and send money instantly 😊 – works interbank for contacts registered in RoPay Alias
And… what are the limits and fees?
- Natural persons: 0 lei commission for payments/collections
- Transaction limit: until 3,000 lei
- Availability: 24/7, with processing in a few seconds
How do you use RoPay Alias in BT Pay?
- You make sure you have the latest version of the BT Pay application
- You enroll your phone number for payments through RoPay Alias or you transfer your Alias from another bank to BT
Frequently asked questions:
Do we have to be at the same bench?
No. RoPay works both intrabank and interbank.
How quickly does the money arrive?
In a few seconds.
Can I pay without an IBAN?
Yes. Through QR or phone number (RoPay Alias).
What is the limit per transaction?
Up to 3,000 lei
Is there a commission?
No, for individuals.
Where can I see the list of participating banks?
On the official RoPay website – the "Participating institutions" section.
See you in BT Pay! ✨
