Do you have a plan? We support it for you, with the 100% online loan from BT Pay
Life has a special talent for surprising you when you least expect it. Whether you dream of a renovation, plan a spontaneous getaway, or face an unexpected expense, now you can quickly get a personal needs loan 100% online, fără drumuri la bancă. Totul se întâmplă direct în BT Pay, simple and without hassle.
Your benefits
1. The whole process is in the application
You open BT Pay, fill in some information, and in a few minutes you see a personalized offer, adapted to your financial profile.
2. You choose fixed or variable interest
With a fixed interest rate, you know exactly how much you have to pay for the entire loan period. The interest rate varies between 6.49% and 18.50%, depending on your financial situation and chosen options. You also have the option with variable interest rate, if you prefer flexibility.
3. You can get up to 120,000 lei
The maximum amount available online is 120,000 lei, transfer directly into your BT account. For larger amounts, we await you at a BT unit.
4. Low interest if you receive your salary at BT
If you receive your salary at BT and also choose life and unemployment insurance, you benefit from a lower interest.
5. The approval is quick, with minimal documents
The process is simple: you only need a few basic pieces of information, and the approval comes quickly.
What you need to know before applying?
For a quick process, make sure that:
- Your data is updated in BT Pay.
- Your income is declared to ANAF.
These informations are essential for the automatic analysis of the application.
Simple, fast, 100% online
Credit in BT Pay is the ideal solution if you want to turn your plans into reality — without paperwork, without trips to the bank, and with all the transparency you need.
