Working capital for agricultural businesses
Financing for the new agricultural season. How can we help you?
In agriculture, the success of a harvest begins long before sowing. Each farming season involves investments: from purchasing seeds and fertilizers to paying rent and agricultural work.
For farmers who want to start the new agricultural year with the necessary resources on time, the working capital loan is the solution that can help them.
Cover your expenses:
- Seed purchase
- Purchasing fertilizers and crop protection products
- Payment for diesel fuel needed for agricultural work
- Rent payment
- Payment of salaries and suppliers
- Coverage of current fees and taxes
What can the loan be used for?
Establishment of agricultural crops. From land preparation to sowing, costs arise from the very first stages of the season. The loan can support the investments needed to start the work.
Agricultural input procurement. Seeds, fertilizers, and crop protection products are essential for crop development.
Farm operating costs. Payment of salaries, suppliers, utilities, and other recurring expenses can be made without affecting business continuity.
Agricultural work and fuel. Diesel fuel and the costs associated with mechanized work represent a significant component of an agricultural operation's budget.
Benefits:
- You can finance recurring expenses throughout the agricultural year
- The loan term is up to 2 years
- You can use the FGCR guarantee alongside other eligible guarantees
- Repayment is adapted to the specifics of agricultural activity
How to access the loan?
Can apply very quickly online, or we are waiting for you at any BT unit from the country.
We are here for agriculture
Every agricultural season starts with expenses. That’s why we are here with the financing solutions you need, so you can focus your energy where it matters: on the farm.
BT is here, and stays here for agriculture.
