Mortgage credit: complete guide for Romanians in the diaspora
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Mortgage credit: complete guide for Romanians in the diaspora

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03 July 2026
READING TIME: 2 ХВИЛИНИ
Mortgage credit: complete guide for Romanians in the diaspora

Wherever you live now, in Europe or any other corner of the world, distance should not be an obstacle when you want to invest in your home from home and in your future.

If you are thinking of buying a home home, in Romania, until September 30 you have a dedicated offer for Romanians from the diaspora for a mortgage loan.

You can buy a home in Romania, regardless of where you live

Whether you are thinking about a house for yourself, for your family, or a long-term investment, you can access a mortgage loan for housing in Romania, even if you live abroad.

ZERO file analysis commission

Until September 30, you have ZERO analysis commission, so that the first step towards the desired house is easier and more advantageous.

And because everyone's plans are different, that's why you have the freedom to choose:

  • fixed introductory interest rate for 2 or 3 years or variable interest rate;

  • credit in lei or in euro.

That's how you choose the solution that best suits your financial needs and objectives.

You refinance and receive a bonus

If you already have a loan at another bank in Romania and want to refinance it, you receive a 2,000 lei voucher for notary fees.

You can apply together with someone dear

For more flexibility, you have the option to contract the loan together with your life partner or with another close person.

If you live in the diaspora and dream of your house in Romania, apply directly on our website, and we will contact you as soon as possible.

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