How do you protect yourself from the unexpected?
Life can surprise us daily: sometimes in a positive way, other times… less pleasant. Whether it is about health, housing, or travel, it is important to be prepared for anything.
Here intervenes the insurance from BT, which offers you support in difficult moments. That is when you actually realize that thinking ahead can save you from many worries and challenges. Let's see what options you have:
1. Life insurance
- Asigurarea de viață Asirom Fii Sigur: Think of it as a safety net for your family. If something unexpected happens, they will be protected. In addition, you can add extra options – of example, additional protection in case of accident for your child. The costs are affordable and are calculated according to the insured amount.
- Extra Comfort Insurance: You get financial support for surgical interventions and access to telemedicine 24/7. Perfect for moments when your health needs a boost. You easily activate the insurance, without a medical exam.
- Sante Plus Insurance: It helps you cover medical costs in case of hospitalization due to an accident or illness. You have cost flexibility, depending on the chosen package (Premium or Standard).
- Accident insurance: If you have an accident, this insurance provides you financial support, so that you and your loved ones are safe. The cost is calculated based on the insured amount.
- Optimism Insurance: Specially created to provide financial support in case of a cancer diagnosis. It is good to have a backup plan for any eventuality.
2. Insurances attached to loans
- For personal loan needs: If you cannot repay the loan for health reasons or other unforeseen situations, this insurance takes this worry off your shoulders. The cost is calculated taking into account the amount of the loan accessed.
- For credit cards or overdraft: The insurances attached to these financial products ensure the repayment of debts in case of inability to pay. The costs are only 2.68 lei for every 1000 lei used from the credit limit.
- For the real estate mortgage loan: Protection in case you cannot repay the mortgage loan due to health reasons or other unforeseen situations. The cost is related to the amount of the loan accessed.
- For property (PAD and optional) : Protect your home against risks such as fires, floods, or other natural disasters. The insurance value depends on the value of the protected property.
3. Daily insurances
- RCA Insurance: You have mandatory insurance, which covers damages caused to third parties as a result of an accident. You can choose the best option for you from the multiple options available in the BT Pay app. The costs depend on the specifications of the car and the age of the driving license.
- Travel insurance: If you are a traveler around the world or just occasionally in Romania or abroad, this insurance is 100% for you. And 100% online, of course, because you can get it directly from BT Pay. In short, you are protected in case of accidents, illnesses, or other unforeseen situations - wherever you are in the world, whether you are traveling by car or by plane.
Anyway you calculate, you come out ahead. You included cancellation – which means you can recover money in case of the impossibility to travel, you have your luggage insured, including coverage for seasonal sports. As I was saying, full coverage 😊
You have many options to choose from, designed to make your life safer and more peaceful. Come on site to discover the detailed benefits of each type of insurance.
