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Essential monthly: Account statement | Currency exchange | Star | Online credit

FINANCIAL EDUCATION
23 April 2025
READING TIME: 3 MINUTE
Essential monthly: Account statement | Currency exchange | Star | Online credit

Monthly Essentials is about those functionalities or products that make your life easier - day by day. What is the purpose? To keep you informed - short and to the point, about news, cool campaigns or benefits you have at BT. Today we talk about:

Do you need a bank statement quickly?

Nothing simpler. You enter the section „Accounts” in BT Pay, from where you can also view and download the account statement for the period you have chosen. Thus, you always have control over your finances and can check whether or not you have made a payment.

Are you planning a vacation or do you need to exchange money from another currency?

In BT Pay you exchange or send money in another currency, either for vacations, online subscriptions or anything else you have planned. You have flexibility, you manage your payments easily, you save time and effort.

Why would you need a shopping card?

Because it is a cool card, for everyday use, that accompanies you shopping, on vacation, or when you need a service: at the doctor, at the hairdresser, at the restaurant, even for a professional development course.

Star is the program behind shopping cards and offers you:

  • Up to 18 installments without interest. This means that you can buy the desired products without worrying about additional costs. Whether it is about gadgets, clothes, or services, the Star card allows you to pay in installments, without hidden fees.  
  • Up to 10% cashback in Star points for full payments (1 point = 1 leu). You make more purchases, you receive more points – it's that simple.  

  • Access to over 30,000 partner stores, national or local, physical and online, where you can pay in installments or with points. Practically, it is the largest network of partner stores behind a shopping card.  

  • Flexibility and control - You easily manage installments, points, see the installments or increase your credit limit for the Star Forte card – all from your phone, in the BT Pay app.

What would your plans say about a bigger budget?

Now you can take direct credit from BT Pay - 100% online, from the comfort of your home. You apply for a loan of up to 120,000 lei, depending on your needs. Thus, you fulfill both the plans and the time for what matters - without having to go to the bank. You can use money for anything you need: from large purchases, such as appliances or furniture, to unexpected expenses or vacations.  

The process is simple and takes a few minutes - you tell us a few details about yourself and the credit option that interests you, with a minimum of documents. Approval is quick – which means that once approved, the money will be in your account.  In addition, you can see information about your credit right from the BT Pay app.

That's all for today, we'll hear from each other with the next Essential, in May. Until then, follow us on blog and oninsta, to be up to date with all the news. ☺️ 

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