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Essential monthly: Online account, cashback and interest-free installments

FINANCIAL EDUCATION
23 February 2026
READING TIME: 3 MINUTE
AUTHOR: IULIA PASCAL
Essential monthly: Online account, cashback and interest-free installments

Essential monthly is about those functionalities or products that make your life easier - day by day. What is the purpose? To keep you updated - short and to the point, about news, cool campaigns or benefits you have at BT.

We are here to bring you the coolest news and benefits from the largest banking community in Romania. Whether it is about travel insurance, cards in different currencies or a new shopping card which can keep up with your needs. Today we are talking about:

Your Star card limit can be increased directly from BT Pay

If you have big plans, but your card limit no longer keeps up, you can increase it directly from BT Pay, without trips to BT branches. The process is fast, intuitive, and perfect for situations when an opportunity arises: a last-minute booking, an upgrade, an unexpected expense, or just the need for a little extra „space ” in budget.

Functionality is used more and more because it offers real flexibility, exactly when you need it.

Do you live, work or study abroad? Open a BT account 100% online - and get cashback

For Romanians in the diaspora, the account opening process is easier than ever: everything is done online, directly through BT Pay, without original documents and without travel. Just a few quick checks and the account is active.

In addition, payments made with the euro card bring you 5% cashback (up to 100 euros) - perfect for everyday life abroad. An efficient, safe and comfortable start that keeps you close to your home bank, wherever you live.

BT Pay Kiddo, simple steps towards financial responsibility

BT Pay Kiddo becomes the preferred choice of more and more parents. Why? The child has their own card, and you have full control from BT Pay: you see transactions in real time, set limits, and manage everything instantly. Additionally, until February 28, payments of at least 100 lei also bring 10% cashback (max. 50 lei).

Responsibility for them, control and peace for you - a perfect balance.

Why pay in full when you can have up to 18 interest-free installments?

Whether you have a small expense or a bigger purchase, it's worth checking the installment option with Star Card. Many partner merchants offer interest-free installments, and in physical or online stores you can clearly see the available options before paying.
You choose the number of installments directly from the app, keep your budget flexible, and distribute your expenses without additional costs. It is one of the most effective habits of smart banking.

We will be back next month with benefits and tips to make your week easier. Until then, follow us on blog and oninsta, to be up to date with all the news. ☺️ 

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