Essential monthly: summer benefits, payments abroad and cashback
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Essential monthly: summer benefits, payments abroad and cashback

FINANCIAL EDUCATION
27 July 2026
READING TIME: 4 MINUTE
Essential monthly: summer benefits, payments abroad and cashback


There are summers that pass quickly. You spend them between postponed vacations, task lists and promises like "I'll take care of it after the vacation”. And there are summers when, finally, you make room for the things that matter. You organize your finances better, start projects you had been postponing, or take the step towards plans that seemed to still be able to wait.

For such moments, we have prepared the campaign Summer Essentials. Until 31 July, you can benefit from a 150 lei bonus on Star cards, whether you apply for a new card or choose to increase the limit of an existing one. In addition, you have access to reduced interest rates on home loans and overdrafts, as well as a 0 lei analysis fee for personal needs loans.

Whether you want to renovate, plan your next vacation, make an important purchase, or simply have more flexibility in managing expenses, now might be a good time to take the first step.

Pay more easily when you travel

Vacations are about experiences, not about worrying over currency conversions or costs you didn't take into account.

A detail that can make the difference is choosing the local currency when you pay abroad. Thus, you benefit from more transparency regarding the costs and avoid additional conversions that can occur in certain situations.

It is a simple detail that can help you manage your expenses more easily when you travel, whether you pay for the hotel, the meal at the restaurant, or the souvenirs you take home. Additionally, you can more easily track the real value of your purchases and maintain control over your vacation budget.

Care for the house goes beyond improvements

When we think about a home, the first thing that often comes to mind is comfort: renovations, new furniture, or projects we have planned for some time. Equally important, however, is also the protection of the home.

Optional home insurance can be activated 100% online, directly from BT Pay, and offers protection for your house and belongings for 12 months. In the app, you can check all the details about coverage, costs, and available options, to choose the option that best suits your needs.

Everything is done quickly, without additional trips and without printed documents. Thus, you can have at hand a solution that complements home protection and offers you more peace of mind when unforeseen situations arise.

50% cashback with BT Pay Kiddo at Cinema City

BT Pay Kiddo only tells you that the movie starts with a cashback, not how it ends. If your child pays with a BT card intended for minors at Cinema City, they receive 50% cashback, up to 30 lei/transaction.

Whether they buy their ticket online or buy popcorn for the movie, this summer they get cashback on every eligible transaction. 🍿

Besides the experience at the cinema, the child learns to use money and app payments responsibly, in a familiar and fun context. And for you as a parent, it is yet another reason for joy when weekend plans also come with money back.

The campaign is valid until September 30, 2026. Best of luck & see you at the movie! 🎬

A surprise for loved ones abroad

If you have friends or family members living outside Romania and are not yet BT clients, now is a good time to let them know.

Those who open an account 100% online from BT Pay, sign up for the campaign, and make payments with the card in euros can receive cashback of up to 100 euros, according to the campaign rules.

In addition, the account opening process is completely digital, which means that they can become BT clients without the need to visit a branch. A simple solution for those who want access to banking services in Romania, no matter where they are.

These were the news of the month. See you in the next edition with other ideas, advantages, and information to help you make simpler and better-informed decisions. Until then, you can find us on the blog and on Instagram.

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