Why it is worth having home insurance and when it really helps you
Home is the place where you relax, where you enjoy time with your loved ones, where you feel safe. And, although we don't often think about it, the home is also one of the most vulnerable spaces to risks we cannot control.
More and more Romanians are aware of this. Studies show that 7 out of 10 people are interested in home insurance, and in recent years attention to risks has increased significantly. People feel the need to have a backup plan - not because they expect something bad, but because they want peace and financial stability when life brings surprises.
Risks that do not require permission before entering the door
In Romania, the most frequent* situations that affect housing are:
- the fires (56%)
- the earthquakes (53%)
- storms and gales (40%)
- explosions (32%)
- floods (27%)
And it's not just about big events. Sometimes it is enough:
- a short storm that lets water get into the house,
- a pipe that bursts overnight,
- a surge that damages appliances,
- or a damage caused in a neighboring apartment.
There are things that happen in real life and that can turn an ordinary day into a very complicated one.
Home insurance - the ally that makes the difference between "big problem" and "quick solution"
Most people take out insurance not because they expect something bad, but because they understand the value of real support exactly when you need it:
- offers you clarity in crisis situations,
- helps you return quickly to normal
- reduce stress
In addition, an interesting thing is that Romanians prefer simplicity:
41% would like to have everything in a single policy , and 33% choose to conclude both the mandatory policy and the optional one. Almost everyone wants a simpler process and a solution that does not consume their time.
Why now is the ideal time to be prepared
The risks are real, but the good news is that the solutions are becoming more and more accessible. A well-built home insurance is like a safety net against scenarios that do not depend on you but can directly affect you - whether we are talking about natural phenomena, breakdowns, theft, fire, or damages caused to other homes.
And when you have an intuitive digital solution at your disposal, one that doesn't make you travel far and doesn't ask you for the file at the door, the solution becomes much easier to access.
What follows?
Very soon, you will be able to conclude a complete home insurance, fast and simple, directly from BT Pay. E o soluție gândită pentru oameni ocupați, care vor siguranță fără birocrație și care știu că prevenția e cel mai bun plan de acțiune. Pentru că a safe home means a more peaceful life. And this one really deserves it.
*According to the most recent data from the Romanian Police General Inspectorate (IGPR) and the General Inspectorate for Emergency Situations (IGSU).
