How do BT – Victoriabank transfers work and what benefits do they offer?
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How do BT – Victoriabank transfers work and what benefits do they offer?

FINANCIAL EDUCATION
30 April 2026
READING TIME: 3 MINUTE
How do BT – Victoriabank transfers work and what benefits do they offer?

Transfers between Banca Transilvania and Victoriabank are designed to be simple and efficient. Whether you are sending money home or making payments to partners, what matters is that it is fast and hassle-free. That is exactly what we have simplified: you have ZERO fees and transfers that arrive when you expect them.

The main benefits:

  • 0 lei commission (instead of 10 lei)
  • 0 euro commission (instead of 5 or 10 euro)
  • free transfers in lei, euro, dollars, pounds and Swiss francs.
  • same-day processing for payments initiated by 3:00 PM
  • access through existing BT channels (internet banking and applications)
  • available for natural persons and legal entities

In short, you have an international transfer service that works like a local one: fast, predictable and without costs.


Why are BT – Victoriabank transfers an effective solution for Romania and the Republic of Moldova?

Eliminating fees and reducing processing times means more control over money and a simpler financial relationship between the two countries. 

For individuals:

  • send money quickly to family
  • you have no additional costs
  • you know exactly when the money arrives


For legal entities:

  • you optimize your cash flow
  • reduce operational costs
  • improve relations with partners from the Republic of Moldova


What results did the free transfers from Victoriabank - BT have after launch?

Launched in January last year, the free Victoriabank – BT transfers quickly generated adoption and volume.
Updated dates:

  • 3,679 individual clients have made at least one transfer
  • 16,970 operations carried out by natural persons
  • 798 legal entity clients active
  • 7.982 operations made by companies

These figures confirm one simple thing: when you eliminate costs and reduce time, usage increases.

How are BT – Victoriabank transfers processed and how long do they take?

One of the most important benefits is the processing speed.
Processing rules:

  • Transfers in lei, euros, dollars, Swiss francs, and pounds
  • is processed on the same day
  • if they are initiated by 3:00 PM
  • Transfers initiated after 3:00 PM
  • are processed with priority
  • on the next business day

Result: fewer delays and more predictability.


Why does it matter that BT and Victoriabank belong to the same financial group?

The fact that Banca Transilvania and Victoriabank are part of the same financial group allows the integration of services and the simplification of the experience for clients.
The advantages of this integration:

  • faster processes between banks
  • reduced or eliminated costs
  • aligned services for clients from both countries
  • a more coherent banking experience


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